The Real Estate Bubble: Fact or Fiction?

How To Secure Your Real Estate
Business From A Bubble Burst By
Using Tried And True Methods.

Act Now... Before It's Too Late!

If You've Had It Up To Your Neck With The Latest And
Greatest Traps, Stunts And Gimmicks — And Are
Sick And Tired Of Useless Fluff — Then You Are About To Discover 7 Very Specific Reasons Why It's Time To Drop
The 'Latest And Greatest Fad Approach' To Real Estate

And Do What Has Always Worked, Still Works, And
Will Work In The Future

by:

From: Heather Seitz
West Palm Beach, Florida

Today's Date:
Subject:
For Once… Be the First To Profit

Dear Real Estate Investor Friend,

The moment that you strip away all the fluff, theory and B.S., you will clearly see that you can earn wave after wave of cold hard cash. The only question that you will have left to ask is: "How Much Do I Want To Earn?"

Once you learn the right, step-by-step system, knowledge and techniques...

...your business can practically run on autopilot making you a fortune

Listen, I know where you are right now. I've been in your shoes, where I've had to struggle to make ends meet at the end of the month. I didn't get where I am through any family inheritances or lottery winnings. But, in 2001, when I finally stopped dabbling in 'this and that' and applied a proven system (that I copied from another successful investor), I began to acquire millions of dollars in real estate. So, this gives me the right to say this...

If you follow a proven system — a time-tested system — then I guarantee that you can make money in real estate.

If you're already making money in real estate, that's great because you are about to double - triple - or quadruple what you are already making. More likely than not, there is one simple thing that is holding you back from the life that you dream about late at night.

Now, there is one requisite that you do need — and that's simply that willingness to take action.

I know you've heard that time and time again, but it's true. By taking action, you separate yourself from the whiners and complainers that always think "the grass is greener" in someone else's farm area.

Back in 2001, I was sitting in my room when I got a phone call from a friend. It was "our chance" to get into real estate. The deal was sweet and we just had to jump on it.

Well, naturally, I did what you likely did on your first deal, or will do when Mr. Opportunity knocks on your door for the first time. I said, "Let me think about it." Well, friend, I can tell you that in real estate, while you are thinking about 'it', other people are making things happen and scooping up deals all around you.

I can still remember clear as day, back when I sat in a room, penniless and ashamed that I hadn't gotten further in life. The man in the front of the room said something... and the moment after those words came out of his mouth, my life was changed. You see, all of a sudden, the word "if" was removed from my vocabulary. It became HOW.

It was my decision to take action that day that changed my life.

Now, there's taking action simply for the purpose of doing something, anything, actually.

And then, there's taking the right actionacting wisely. It's your results that matter in the long run, right? I can tell you with great certainty that you will never likely see your dreams if you are simply groping blindly for something, for anything to make it happen. Stop trying to reinvent the wheel — it simply takes too much work.

But, what happens when you combine action with a proven system?

Boom! Your profits skyrocket! That's what happens.

Here's the secret formula...

your action + proven system = money in the bank!

"Yes, it really works!

It took a year and a half to get comfortable with this new way of thinking about buying real estate.

Heather, thanks to your concern for your students and your passion for helping others succeed in the real estate investing game, I succeeded in having motivated sellers call me to buy their properties before any other investors or Realtors even knew about the deals, worked a deal without using any real estate agents, bought below tax assessed value, obtained seller financing with great terms, created an instant $35,000 in equity, and in the end, all parties felt good about the transaction!

For the past two years I have been living on my sailboat at a marina here in Ft. Lauderdale paying $800 a month for dockage. This real estate acquisition will cost approximately $725 month, is tax deductible, and comes with a dock for the sailboat!

Real estate investing is for real. For most of us, it takes time to get the ball rolling. Thanks to your encouragement and suggestions, this ball is going to keep rolling for a long time! With Appreciation & Gratitude, "

John Watson - Ft. Lauderdale, FL
Captain Continental Airlines

I personally know hundreds of real estate investors that make well into the six - and seven - figures each and every year as a result of their consistent action. What I also know is that most of them — in fact almost all successful people — failed miserably at their first attempts to make money (including me)

But at some point... something happens. And it's not a gradual process either... It's like BAM... And you are sky rocketing to success. The struggles are over. The agony is gone and the cash is just piling up in the corner.

It's the single moment that you can look back on for the rest of your life. It's the moment where you believe in yourself. It's not a superficial belief, but a deep down, no-questions asked, I can do this belief.

How, you ask?

Follow A Time-Tested, Proven System

OK, here's the scoop...

You don't have to be a genius, creative, or wealthy to become filthy, stinkin' rich in real estate. You simply need to find someone that's already done what you want to do and copy their system!

Yes, I said copy their system. Word for word, step by step until you achieve the same results.

This is all I did! This is all that most successful people do to get started — by modeling systems that work. By following in the footsteps of people that have already been successful.

What's even more important than learning from their successes and modeling their systems is learning from their failures — and believe it or not, they've had their fair share! I know I have...

Ask me sometime about how my partnerships failed — and what I NOW know to protect myself...

Ask me sometime about the deals I lost money on because I got greedy

Ask me sometime to share all the dirty little secrets that made my business what it is today...

OK, Let me back up a second and give you a little history...

Let me introduce myself. My name is Heather Seitz and I've spent much of my time creating some very valuable real estate systems such as Motivated Seller Marketing, Fixing and Flipping, 7 Step Real Estate, The ABCs of Real Estate and The Interviews With The Experts Brand.

The Rehab Profit System was actually the very first program that I ever released almost 3 years ago. Since then, I've made many upgrades and enhancements which you will read about later.

Almost four years ago, I completed my very first rehab, not even coming close to walking away with the profits I had planned on. After two months of pulling paint from my hair, scooping sludge from a slimy pool, and fighting with contractors that couldn't show up to the job — then sitting with the property on the market month after month sucking every penny out of my bank account like a vacuum — I realized there had to be a better way.

So, here's what I did...

I researched online for hours and hours for a simple solution. I did what any logical person would do and bought the materials that I saw advertised the most!

WARNING: Not the best method... Trust me on this one!

I started going through the materials and found they must have been written for contractors or someone that actually knew how to hang drywall or install a p-trap! It was like speaking German to a Jamaican. It just didn't make sense.

Not to mention... I certainly didn't want to DO the work again! Once was certainly enough for me.

So, the search went on...

The next thing I purchased was software to help me figure out the costs of things. It ran through all the things I could do to increase value. The problem was that according to the darn materials, my houses were worth $10's of $1000s more than I could get. I was introduced to the concept of "comps"

I bought systems and software and books and tapes. You know how it goes. I bought them ALL!

To make a long story short, I spent several thousand dollars trying to find a simple system and still didn't get anywhere.

FINALLY, I sat down and figured out everything that I wanted in a rehab system. I kept what I liked from all the books, tapes, seminars and software. I added in all the features that I wanted in my system. And now, I simply needed to put it all together and was left with the most complete rehabbing system on the market.

This is the culmination of years of research and development. I can't take credit for coming up with the calculations because — remember — I didn't have the experience! So, I found a mentor who DID have the experience and locked him in a room and grilled him for hours on every single penny.

Then, I interviewed rehabber after rehabber to find out what their challenges were and added those too!

That was almost 3 years ago, today...

And then, I put the program to the test... Over and over again... Deal after deal after deal. I tweaked it over the course of dozens of rehabs and feedback from students and partners.

It's a proven system that works over and over again. Yet, it's flexible to tweak and modify to you, to your needs and to your marketplace.

The Rehab Profit System is time tested and isn't going anywhere when this supposed bubble bursts lining all the streets of the country with a sudsy mess! (Which simply isn't going to happen, and I'll tell you why in just a few minutes)

Click Here Now To Start Your Own Real Estate Cash Stream

Not only does The Rehab Profit System have fantastic features, but we have more than any
other rehabbing system on the market

Here's just a small list of the features you will get when you
purchase The Rehab Profit System in the next 5 minutes

  • Eight 60 Minute Audio Sessions
    Just pop them in the CD player and you're on your way as I guide you step-by-step through every step of the rehab - Start to finish

  • Project Management System
    Create your own property binders for each and every deal. You get duplicatable templates to create binder after binder to keep consistent and organized (This may even help you get cheaper money!)

  • Fifteen Step by Step Sections
    Move things around, reorganize, and customize your own property management system.
    • Important Dates Memo
    • Project Outline
    • Budget
    • Inspection
    • Contract for Purchase / Closing Documents
    • Insurance
    • Estimates & Contractor Agreements
    • Schedule for Repairs
    • Call Sheet
    • Receipts & Utilities
    • Advertising & Marketing
    • Repair Analysis
    • Contract for Sale / Closing Documents
    • Summary
    • Photos

  • Market Analysis & Property Proposal Template
    With a "click and type" system, you simply fill in the blanks and have an easy to read, comprehensive mini business plan for the property to submit to hard money lenders. (Lower interest rates and fewer points)

  • Estimate Your Own Costs Before Hiring A Contractor
    With our property inspection report, simply fill it in on site and then come back to the office and transfer the information to an Excel spreadsheet. In a matter of minutes, you will have a rough estimate of your repair costs.

  • Calculate Profits In 3 Minutes Or Less
    Plug in different scenarios (interest rates, points, holding time, selling costs, etc.) and make educated decisions based on real calculations. You can do dozens of scenarios in seconds.

  • Profit Tracking
    At the end of the day, it all comes down to the bottom line. Enter in all your receipts and payments and know, down to the penny, what your net profit is on the deal. Keep track of all your properties and use your proven track record to secure lines of credit from lenders.

  • Step-by-step Manual With Detailed Instructions
    Know what to do from the moment the property goes under contract through the purchase, sale and renovation and finally through the to the final sale.

  • Fixing & Flipping Manual
    Get your comprehensive manual that you can take with you from property to property to help you evaluate deals. The manual was designed to be pocket size and compact enough for you to take to properties. You can print it right out whenever you need to!

  • Ready To Use Forms
    The forms have been prepared to simplify everything. I tell you exactly what to put - where. You can modify and edit to suit your needs. You'll have your choice of filling in on Microsoft Word and Microsoft Excel or printing a blank copy in .PDF

  • Quick Start Organized Rehab Audio
    In one hour, you will get the quick - abridged - version of the eight module series. This will get you up and running and on your way to rehab profits.

  • One On One Fax Consultation
    As my commitment to you, I want to help you put your deals together. You simply fill out a form, fax it in and I personally respond to you within 24-48 business hours with feedback, comments and recommendations.

  • Access To My Strategic Sourcing Partners
    You will be able to use the very same people that I use on my deals. My bookkeeper will teach you how to set up your books. My mortgage broker will help you with the best programs for your needs (Even 100% Investor Loans!).

"Get On The Bicycle & Start Pedaling..."

"This is Kurt, previously from Las Vegas and now in Phoenix as a real estate agent with a license in both states, and investing in property in both states and learning that now is the time to take that next step. And move on to bigger and better, more profitable and having the opportunity to work with people who have been there, done that so that I can learn from their mistakes and I don't have to make them.

I don't have to reinvent the wheel. The wheel is there and now is the time for me to get on the bicycle and start pedaling. Any body can do this. This seminar was phenomenal. The knowledge that's here is overwhelming so if your getting programs and your getting some of the things that the speakers are providing for us here, then we learn even more because I'll never retain everything that was said here.

Even looking at my notes that are going to be chicken scratch. So enjoy it, enjoy the life. It's a phenomenal way to make a living and make a life as opposed to making a living and I'm on my way to making a life and I want to thank this seminar for pushing me to that next step and that higher level. Thank You."

Kurt - Phoenix, AZ

 


"I Can Definitely Put Into Action..."

"I'm Kendra, originally from Boston, currently I live in South Florida and the market there has changed quite a bit and I'm going to use what I've learned at this seminar to implement the new strategies that will definitely take my real estate to the Next Level.

Everything was practical. There's things that I can definitely put into action right away. I will definitely do that and I have also met wonderful people to add to my network and help me mastermind my business to the Next Level"

Kendra - West Palm Beach, FL

The bottom line is this, I've put EVERYTHING I do on a daily basis when I rehab a property into a simply, easy to use, system that you can duplicate over and over again.

By following a system, it's easy to see where you are making money and where you are making mistakes. It's easy to course-correct on demand and it's easy to outsource to employees, partners or assistants.

I'm literally tossing in just about everything but the kitchen sink!

Why?

Because I really believe this is a critical system that you need to have. It's not flashy and it's not a fad. No matter what direction the market takes, you can always make money in real estate following the Rehab Profit System

You see, at the end of the day, there will ALWAYS be distressed properties in every single market. There will always be someone that needs to sell now. And, even if interest rates jump into the double digits (which is not likely anytime in the next decade), there will always be buyers.

As an extra bonus... (Even though we haven't gotten to the bonuses just yet!)... I'm going to toss in a killer bonus call with my friend, Troy Fulwood, who I will GRILL on how to sell your rehabs on seller financing in 30 days or less and cash yourself out at closing!

I Want You To Carefully Think
About One Simple Question...

Where Did You Learn What You Know Today About Money?

Your parents or relatives? Most people were taught about finances and money from their parents or relatives, which in many cases, didn't know how to achieve the level of income you're trying to achieve. (I'm living proof of this one! I'm now teaching my mom how to make money!)

How about a college degree? I've got one of those too, and I can tell you that I learned a lot in college, but mostly how to perform at the "status quo". I certainly never took any classes on amassing millions by working smart! I wasn't handed any systems. I was told time and time again to work harder! (I've got a few degrees that I'm not doing a damn thing with ;-)

Your friends? I'll sum this one up right here. Two months into my real estate career, my supposed best friend sat across MY table and literally said, "That all sounds GOOD, but do you SERIOUSLY think anyone is going to take YOU seriously. You're kidding yourself". Funny... since she only earns $26,000 a year. Where does she get off criticizing my multi-milionairre dreams?

If your family, friends, or your education won't give you a proven system to use, where are you going to get it?

Click Here Now To Start Your Own Real Estate Cash Stream

It has been said, if you average the income of your 5 best friends, you will have your income! Now, I don't believe this to be 100% true, but this does have some truth to it. I remember back when I was sitting at the seminar chair, ready to do anything it took to make things happen, and even scrolling through my cell phone to find the cash. All the people, unfortunately, were broke too!

I realized very quickly that it was time to make a change! I began to change my vision. I began to change my circle of influence, and almost immediately, my income skyrocketed!

The Rehab Profit System is an easy to follow program that will ensure your success in real estate because this isn't some system that is here today and replaced tomorrow.

At the end of the day, if you are going to get in the real estate game, you had better know how to set up, organize, manage and complete a rehab.

If you're a landlord, you often need to renovate the unit after your tenant.

If you're a wholesaler, you've got to be able to calculate costs to effectively wholesale

If you're a rehabber, need I say more?

Not to mention, if you want to realize some serious profits - practically on demand - you simply must have the rehab tool in your kit!

I've created this system to show you how to profit in real estate. In fact, I even teach you how you can rehab without EVER using your own CASH. I want to empower motivated people to become rich and live the life you dreamed of.

As you follow this simple system, you will:

  • Find real estate deals with the equity that you need to make huge profits

  • Systematize the process from start to finish and never leave it up to chance.

  • Create a profit center that you can use to literally create cash on demand. Would you believe that I STILL find more than 50% of my deals through REALTORS® and the MLS?

I want to help every single motivated person make more money than they ever dreamed of; real estate is the easiest way to do that.

Real estate has always been the best investment. Nothing else has made more millionaires than any other business in history.



"A Step Above All The Other Seminars..."

"This is Mark, and It's February 2005, were at the Heather Seitz Next Level Seminar in Phoenix, Arizona. And this is a testimonial to let you know that this was one of the best seminars we've ever been to in our lives.

The title of it "The Next Level" really applies to this, it really is a step above all of the other seminars we have ever been to.

You get the basics, but you do get that level of detail that you do need to really take action and put your plans into action. You don't just get a bunch of teasers, you really get things you can step out the door and employ and use in life and in your real estate investing career. I just can't say enough good things about it. Thank You."

Mark - Sammammish, WA




"Current & Relevant Information..."

"Hi this is Mark and I'm from San Antonio, Texas. I just wanted to thank everyone for making this training available. You know each of us is kind of learning our different phases of where we are in our real estate investing career and it was really true to the name of "The Next Level Real Estate".

Many of the techniques and information that was presented here was very current and very relevant to the type of investing that I'm looking forward to doing this next year in 2005. Thanks, to everyone."

Mark — San Antonio, TX



"Good Even If You're Already Investing..."

"Hi, My name is Raghu and this workshop was very good especially for people who already have investments and technology, this should provide very good diversification. And it suits people from all walks of life. Thank You."

Raghu — New Haven, CT



"My Mind Is Totally Blown Up..."

"My name is Min and I came from Pleasanton, California. I have attended this Next Level Training seminar for three days. In these three days, my mind is totally blown up. I have been exposed to many creative ideas. I have learned a lot. I have a lot more confidence that I can realize my dreams. Thank You."

Min — Pleasanton, CA




"I Can't Wait To Put The Tools to Work..."

"Hi, my name is Francine and I'm from Boston. I'm really glad that I came to this seminar, I've been frustrated by the hot and competitive market in the Boston area. Now I have all kinds of skills and tools and I can't wait to get back home and put them to work so that I can be working to the Next Level."

Francine - Beverley, MA

Now It's Your Turn... I Want To Help You!

Click Here To Order Right Now

Look, in a few short weeks, you can learn exactly how to make money in real estate WITHOUT being dependent on anyone else OR any kind of real estate bubble! Any bubbles are just a bonus!

Would you believe that the only deals I've ever made a dime on because of the market conditions are my own home and my second home!

How much is your TIME or even your LIFE worth? Why would you wait to reach your dreams?



You Are Protected By My Zero-Risk
100% Money Back Guarantee!

I want you to be 100% satisfied with The Rehab Profit System and I know you will, but...

If you are not thoroughly convinced that Rehab Profit System is worth every single penny of the tuition you paid. You've got 30 days to go listen every audio and ever page to make a decision. If you're not 100% satisfied, I will refund 100% of your money right on the spot!

All I ask is that you USE the materials and put them to the test. If you want your money back, I'll gladly PERSONALLY write you a check.*

 

* Product must be returned in new condition to process a refund and any evidence of
reproducing materials will void any refund.

Take Action And Order Right Now!

The Rehab Profit System will save you BOTH time and money.

Or you can waste thousands of dollars making lots and lots of mistakes on your own!

Do something right now RIGHT NOW! Try The Rehab Profit System out risk-free and money back guaranteed or resign yourself to having missed ANOTHER great opportunity.

Real estate made millionaires 100 years ago and it will still be making people rich 100 years from now. Isn't it time for you to claim your SHARE?

This is the best time in history to be making money in real estate. Knowledgeable real estate investors make money in EVERY market if they use tried and true moneymaking systems.

What Do You Need To Take Action?

I'm not going to try and persuade you into thinking that there's a limited supply of The Rehab Profit System™. I keep an adequate inventory on hand (We have to because 10-15 courses fly out of our office each and every week)

The reason we want you to give The Rehab Profit System™ a try is not because "supplies are limited", or because "our price is good for a limited time". Fake claims like these only reduce our credibility.

This course belongs in your real estate investment library because I want you to stop "playing" real estate investor and leaving thousands of dollars on the table with every deal. I want you to take full advantage of everything that is available for you to use. Isn't that reason enough to order The Rehab Profit System™ right now?

Click Here to Order Now

FACT: The tips, tricks and techniques revealed in this course are so powerful, they have created immediate profits for the majority of our students on their very first deals.

There's no question that these ideas work. They do. The real question is: "Will they work for You?" Or rather, Will you work the system?"

Are you part of the majority that see big profits, quick? Or, are you part of the smaller group who just can't seem to get their first rehab going?

This is why we are willing to absorb your burden of risk, if you're willing to do what it takes to find out for yourself why The Rehab Profit System™ makes it easier than ever to make a rehab profit AND toss in some invaluable bonuses!

Let's recap what you'll receive when you order
The Rehab Profit System today...

  • Eight 60 Minute Audio Sessions
    Just pop them in the CD player and you're on your way as I guide you step-by-step through every step of the rehab - Start to finish

  • Project Management System
    Create your own property binders for each and every deal. You get duplicatable templates to create binder after binder to keep consistent and organized (This may even help you get cheaper money!)

  • Fifteen Step by Step Sections
    Move things around, reorganize, and customize your own property management system.
    • Important Dates Memo
    • Project Outline
    • Budget
    • Inspection
    • Contract for Purchase / Closing Documents
    • Insurance
    • Estimates & Contractor Agreements
    • Schedule for Repairs
    • Call Sheet
    • Receipts & Utilities
    • Advertising & Marketing
    • Repair Analysis
    • Contract for Sale / Closing Documents
    • Summary
    • Photos
  • Market Analysis & Property Proposal Template
    With a "click and type" system, you simply fill in the blanks and have an easy to read, comprehensive mini business plan for the property to submit to hard money lenders. (Lower interest rates and fewer points)

  • Estimate Your Own Costs Before Hiring A Contractor
    With our property inspection report, simply fill it in on site and then come back to the office and transfer the information to an Excel spreadsheet. In a matter of minutes, you will have a rough estimate of your repair costs.

  • Calculate Profits In 3 Minutes Or Less
    Plug in different scenarios (interest rates, points, holding time, selling costs, etc.) and make educated decisions based on real calculations. You can do dozens of scenarios in seconds.

  • Profit Tracking
    At the end of the day, it all comes down to the bottom line. Enter in all your receipts and payments and know, down to the penny, what your net profit is on the deal. Keep track of all your properties and use your proven track record to secure lines of credit from lenders.

  • Step-by-step Manual With Detailed Instructions
    Know what to do from the moment the property goes under contract through the purchase, sale and renovation and finally through the to the final sale.

  • Fixing & Flipping Manual
    Get your comprehensive manual that you can take with you from property to property to help you evaluate deals. The manual was designed to be pocket size and compact enough for you to take to properties. You can print it right out whenever you need to!

  • Ready To Use Forms
    The forms have been prepared to simplify everything. I tell you exactly what to put - where. You can modify and edit to suit your needs. You'll have your choice of filling in on Microsoft Word and Microsoft Excel or printing a blank copy in .PDF

  • Quick Start Organized Rehab Audio
    In one hour, you will get the quick - abridged - version of the eight module series. This will get you up and running and on your way to rehab profits.

  • One On One Fax Consultation
    As my commitment to you, I want to help you put your deals together. You simply fill out a form, fax it in and I personally respond to you within 24-48 business hours with feedback, comments and recommendations.

  • Access To My Strategic Sourcing Partners
    You will be able to use the very same people that I use on my deals. My bookkeeper will teach you how to set up your books. My mortgage broker will help you with the best programs for your needs (Even 100% Investor Loans!).

  • And Much, Much More... (Keep Reading for your bonuses!)

Heather, I want access To The Rehab Profit System so I can receive $1280 in FREE Bonus Gifts!

  • FREE Bonus Gift #1 ($49 Value)
    How-To Special Reports that give you the step-by-step for small projects like installing a light fixture or changing out a faucet.

  • FREE Bonus Gift #2 ($79 Value)
    Real Estate E-Glossary with 129 pages of real estate terms at your fingertips. You never have to wonder what a phrase or term means again. Print it out and take in on the road. It was designed to be portable so you can keep it handy at all times.

  • FREE Bonus Gift #3 ($47 Value)
    "17 Mistakes New Rehabbers Make". Learn the top mistakes and how to avoid them!

  • FREE Bonus Gift #4 ($29 Value)
    Printable — "Take It On The Road With You" Printable repair sheet. You simply print out the document, take it with you to the property (so you don't forget anything). Come back to your office and plug in the numbers...

  • FREE Bonus Gift #5 ($79 Value)
    Marketing Interview with direct response genius, Alex Mandossian. Alex grills me on finding real estate deals and creative marking strategies to get your phone ringing of the hook.

  • FREE Bonus Gift #6 ($997 Value)
    The ABCs of Real Estate™ 7 week system. This course has sold for 4997 in hard copy. You get the digital version, e-mailed to you weekly The ABCs includes: finding deals, setting up your business, writing contracts, creative finance, conventional finance, closings, and much much more. This complete course comes with all the forms, documents and manuals that you need to jump-start your business.

Today Only $797

Register Here

Order "The Rehab Profit System" Right Now!

* Your information will not be sold or disclosed to anyone.
We respect your privacy and hate spam with a passion.

 

Best of Success,


Heather Seitz

P.S. Remember, my supply of free bonuses is limited. I can only guarantee you'll receive them if you order right away. So don't delay. Act now while it's fresh in your mind.

P.P.S. Don't forget we also have a fantastic affiliate program which earns you 35% for all personal sales and 10% on all Second Tier Sales! CLICK HERE

 

  
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* Your information will not be sold or disclosed to anyone. We respect your privacy and hate spam with a passion.